Description
Money, Risk, and Protection: A Practical Guide to Personal Finance, Investing, and Insurance
Managing money is not just about earning more; it is about making informed financial decisions, preparing for unexpected events, and building a secure future.
Money, Risk, and Protection is a practical guide designed to introduce readers to the fundamentals of personal finance, saving, investing, and insurance in simple, easy-to-understand language. It explains essential concepts such as budgeting, emergency funds, debt management, investment options, financial protection, and long-term financial planning.
The book also explores the role of health insurance, life insurance, accident and income protection, and other forms of insurance in managing financial risks. Through practical examples, useful worksheets, and actionable steps, it encourages readers to understand their financial position, compare insurance policies carefully, and develop responsible money-management habits.
Written especially for beginners, students, young professionals, and families in India, this book aims to make financial literacy more accessible and help readers approach money with greater clarity and confidence.
Rather than promising quick wealth or instant financial success, Money, Risk, and Protection emphasises informed choices, consistent habits, thoughtful risk management, and steady progress towards financial security.
Shekhar Akul
Shekhar Akul is a financial & Insurance services professional, Post Graduate in Business Management and Law Aspirant, and aspiring financial educator with an interest in finance, insurance, legal awareness, and financial literacy.
With experience in the insurance sector and exposure to customer engagement, financial protection, and insurance and agency related business development, he brings a practical perspective to the importance of making informed financial decisions.
As a law aspirant, Shekhar S. Akul is interested in the connection between legal awareness, consumer rights, and responsible financial practices. He believes that understanding both financial matters and legal rights can help people make informed decisions and protect their interests. His broader vision is to make complex financial concepts simple, practical, and accessible to people from different backgrounds.
He has also published two research papers: Criminal Liability for Artificial Intelligence Decisions: A New Frontier in Indian Criminal Jurisprudence and Understanding Dark Web (Black Web/Dark Internet) Crimes and the Challenges for Indian Law. In addition, he has contributed three chapters to a book on human rights law, titled Human Rights Law: From Dissemination to Application. These academic contributions reflect his interest in legal research, public awareness, and making important knowledge easier for people to understand.
Through Money, Risk, and Protection A Practical Guide to Personal Finance, Investing, and Insurance. Shekhar aims to help readers understand the fundamentals of money management, insurance, savings, investments, risk protection, and long-term financial planning.
He believes that financial literacy is not merely about earning more money, but about understanding money, protecting one’s financial future, and making decisions with knowledge and confidence.
His mission is simple: to make financial knowledge understandable, practical, and accessible to everyone.
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